Who We Are

Who We Are

About Us

Homeowner Claims Help (HCH) is a Florida-based, experienced public adjusting firm, advocating for policyholders since 2013. We aim to provide policyholders with a fair resolution and restore your property to pre-loss condition. We specialize in residential, commercial, association (HOA), and general liability claims (third-party claims).

In response to rapidly changing market demands and state law regulations, HCH has expanded our public adjusting business to include: insurance appraisals, mediations, and expert witness services. Our goal is to create comprehensive support for public adjusters, attorneys, and other industry professionals, representing policyholders. HCH is dedicated to helping homeowners in their time of need by assisting them through every step of the claims process.

If you feel discouraged with the progress of your claims process, allow HCH’s experienced team of public adjusters and appraisers to negotiate claims settlement on your behalf. We strive to help our clients achieve fair recovery compensation for property damages or theft claims. As always, no recovery, no fee! If we can’t help you recover the funds you’re owed, you don’t pay for associated costs for service.

HCH is a licensed and bonded public adjusting company specializing in insurance claims—Florida license #W860961.

Meet Your Claims Experts

Daniel Jama – Founder and Principal Adjuster

Daniel “Jay” Jama is the Principal Adjuster licensed in Florida. Jay is an experienced public adjuster, helping policyholders through the complex and often frustrating process of filing property insurance claims. Jay represents policyholders through the entire claims process and fights on your behalf to ensure the maximum insurance payout to restore your property to pre-loss condition.

To ensure the strongest representation for policyholders, Jay has earned the following designations and certifications: Property Claims Law Specialist (PCLS), Casualty Claim Law Specialist (CCLS), Certified Property Appraiser & Umpire (CPAU), Public Insurance Adjuster licensed in Florida (home state), Georgia, South Carolina, North Carolina, Illinois, Michigan, InterNACHI Certified – Wind & Hail Inspection, and OSHA certified.

Monika Smolarczyk – Senior Vice President of Marketing and Human Resources

Monika Smolarczyk worked as the Vice President of Marketing at UPC Insurance, one of the largest property and liability insurance companies. She led all aspects of marketing and built a high-performing team from the ground up. Monika also developed and managed a Licensing department and closely partnered with the Claims and Legal departments. She rebranded UPC Insurance, supporting rapid growth and geographic expansion to 12 states.

Monika earned a Master’s degree from Northwestern University, and her corporate experience spans 14 verticals, from construction and logistics to hospitality and technology.

Trust the Experts

HCH Affiliations