Public adjusters are dedicated professionals who advocate for policyholders and help negotiate with insurance companies over a claimant’s benefits. As a team of state-licensed public adjusters, HCH can legally represent the rights of the insured during any insurance claims process. The goal of a public adjuster is to ensure the policyholder and the insurance company reach a final and fair settlement — we work for you, not your insurance company.
Claims appraisers, also known as loss consultants, represent policyholders and carriers who wish to invoke the Appraisal Clause of their insurance policy. A claims appraiser understands the value of property and damage costs, thus providing an accurate picture of the exact amount needed from your insurance to restore your property to pre-loss condition. If your insurance claim was denied, delayed, or underpaid, let HCH’s claims appraisers assist.
Your first consultation with HCH is always free and includes a policy review, virtual property inspection, and claim evaluation.
After your free consultation, we charge a range of 10-20% of the recovery money (excluding depreciation), depending on the type of claim, its complexity, and the stage of the process our public adjuster gets involved in.
However, if we can’t help you claim your recovery funds, you won’t have to pay for our services. Our policy has always been: No recovery, no fee!
Anyone! Anytime you need to file a damage or theft claim for your home or property, you can count on a public adjuster or claims appraiser. Public adjusters and appraisers assist those whose claims were denied or, underpaid, and resolve the issues that arise from these disputes.
Your insurance claims process starts with our PA working with you to understand what happened, ensure your claims have coverage, and gather documentation. Then we submit your claims to the insurance company.
Roof damage, wind and hail damage, hurricane damage, mold, theft, fire damage, and lightning are all common claims that HCH can service. Simply put – for anything causing accidental property damage, HCH has the claims specialists and expert witnesses you need to assist in building your claim. Learn more by visiting our Property Damage Claims page.