Claims appraisers, also known as loss consultants, represent policyholders and carriers who wish to invoke the Appraisal Clause of their insurance policy. A claims appraiser understands the value of property and damage costs, thus providing an accurate picture of the exact amount needed from your insurance to restore your property to pre-loss condition. If your insurance claim was denied, delayed, or underpaid, let HCH’s claims appraisers assist.