Root Causes of Floods on Properties
With no flood insurance, your options are insufficient. You can hope for a small payout from the federal disaster funds, and you can take out a personal loan or use your savings to repair the damages to your home. Not every homeowner has the capability of taking out a loan, or have the funds on hand to pay to fix it themselves, and even if you receive assistance from the federal government it can take months or longer to receive funding.
The average cost to repair a home that has sustained flood-damage after a minor flood can be up to $12,000 and that can be much higher after a significant flood event in your area. The water damage can quickly turn into a toxic mold which is a significant health hazard and is very costly to eradicate.
Floods can occur at any given moment. They can arise from many different factors. Some of the main reasons why floods happen are the following:
Hurricanes or tropical storms: These typically bring a lot of water with them and usually end up creating more damages than a storm with high winds.
Clogged drain pipes: Having a clogged pipe can lead to a flood of your property. The floods can occur inside your home and outside as well.
New development or construction: Building a new structure or fixing an old one takes effect on the natural drainage, which can create floods.
Common Reasons For Flood Occurrences
Floods can occur at any given moment. They always arise from different factors. Most of the main reasons why floods happen are the following:
Hurricanes or tropical storms: They bring a lot of water with them and usually end up creating worst damages than a storm with strong winds.
Clogged drain pipes: Having clogged pipes can lead to a flood of your house. The floods can occur outside your home or inside.
New development or construction: Building a new structure or fixing an old one takes an effect on the natural drainage, which sometimes can create floods.
Filing An Insurance claim
Call your provider
Give them your name, the number of your policy and an email or telephone you can be reached at.
Document the damage
Take pictures of the damages, compile a list of the things you lost in the flood and include the date you purchased them. Keep your re
Provide evidence of damage
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